In the aftermath of an injury, dealing with the insurance claims may feel overwhelming. The insurance company may call and ask you for a recorded statement. It is easy to dismiss this as no big deal, but that recorded statement is a significant aspect of your case.
There are several reasons why you should avoid providing a recorded statement, especially while you are recovering.
1. The risk of misinterpretation
A recorded statement is a permanent record of your account of the incident in question. The stress and emotions of the accident can cloud your memory, which may result in misinterpretations or errors in recall. What you say in those moments during your recorded statement can become evidence against you as the insurance company processes the claim.
2. Unintended consequences
Any vague or incorrect information that you provide in your recorded statement could have unintended consequences for your case. The insurance company could use mistakes in your recorded statement to call your credibility into question. They can also interpret your statements and present them in a way that minimizes the severity of your injuries or the legitimacy of your claim.
3. Pressure for settlement
Insurance companies often strive to settle claims quickly. A recorded statement is a key part of that process. Unfortunately, a fast settlement could cost you, especially if you are unsure of the extent of your injuries or the long-term complications. Delaying any recorded statement can give you the time to assess your situation more thoroughly.
According to Forbes, less than 5% of personal injury claims actually reach a courtroom. Whether you settle with the insurance company directly or pursue litigation, take the steps necessary to protect your interests and ensure fair compensation, including refusal of a recorded statement until you feel ready.